Sending Out an SOS for Those Taking RMDs and Inheriting IRAs 

By Sarah Brenner, IRA Analyst  

Question: I have been told that I can escape future RMD requirements by transferring IRA assets to my company’s 401k plan. My 401k does accept IRA assets. I am 72, born in August 1944. I have been told that my 2017 RMD must be paid prior to transfer, but that subsequent years would not be subject to RMD as long as I remain a full-time employee and don’t own over 5% of the company's stock. Is this correct? Thank you. 

Answer... 

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What's Inside Our Current Issue?

• HSAs at Retirement 
  
• 2017 Health Savings Account (HSA) Chart 
  
• 2017 Retirement Plan Contribution Limits