Converting After-Tax Contributions and Aggregating RMDs







Converting After-Tax Contributions and Aggregating RMDs

By Beverly DeVeny
Director of Retirement Education

Bevrly DeVany


I have a client who has some after-tax contributions in an IRA, along with pre-tax contributions. They also have another IRA and 401(k)s. My question is: Can we convert just the after-tax contributions to a Roth IRA or is it pro-rated as a percentage of the overall retirement assets?























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