My name is Bruce. I am 65 years old, and I have a question about the SECURE Act. My mother died at age 89 on April 19, 2023, and I inherited her IRA. She had been receiving RMDs for years and most recently filed her 2022 tax return indicating she had received her last RMD in December 2022.I am confused about the 10-year requirement to exhaust all the monies in the inherited IRA account. I have read portions of IRS Publication 509-B, and I thought that I could withdraw whatever amount I wanted as long as all money is exhausted at 10 years after my mother's death. But upon further research, it looks like I need to withdraw money (an RMD) from my IRA by December 31, 2023, and annually thereafter until 10-year rule is exhausted.
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