Does the language in a trust named as a beneficiary for QRP money need to have special language in order for the beneficiaries of the trust to have the ability to set up separate IRAs vs. one IRA? I realize that no matter what, the RMDs need to be calculated based on the oldest beneficiary, but am unclear if trust needs to spell out how qualified money should be handled.

Also, if dissolving the trust is explored, does the language of the trust need to spell that out as well?

thanks….