opening a sep-ira account

Since i have maxed out my rira for 2007,can i set up my own sep from money given to me by my employer without having it in my employer’s sep and having to go through a broker or bank. Can i set it up in a no-load fund?



You cannot adopt a [url=http://www.retirementdictionary.com/sep.htm%5DSEP IRA[/url] , unless you operate a business.
If your employer paid you wages , you cannot use that amount to fund a SEP



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