Not all states have extended creditor protection to Roth IRAs.
Does anyone know if Illinois and Indiana have extended such protections?
– ie, to both the original Roth IRA as well as future beneficiaries upon
inheritance?

Also, once it becomes an inherited Roth IRA, if one of the beneficiaries
lives in / moves to another state (for worst case consideration, a state
which does not extend creditor protection to IRAs), might that in anyway
upset the other beneficiaries state protections?

I assume a Trust as beneficiary (with careful appropriate planning of other
considerations such as via RMD pass-through) would avoid any creditor
concerns?

Or might that also be potentially vulnerable (in this example both the
Trust and the Roth having initially been based in either Illinois or Indiana)

Thanks