$100k MAGI and HSA's... | Ed Slott and Company, LLC

$100k MAGI and HSA's...

Does a HSA contribution get deducted to arrive at MAGI with regards to the $100k MAGI limit on 2009 IRA conversions?

An HSA contribution is not included in AGI, nor is the contribution added back in to determine MAGI. Therefore, an HSA deduction is a tool that could be used to reduce MAGI in order to get it under 100,000 and qualify for conversion.
 

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