What is the rule with moving money from an existing 401K during the year you turn 59 1/2? I know once I am 59 1/2 (September) I can move the funds but I was hoping to do it sooner? Secondly, it looks to me that IRS doesn't care if I move the money from 401K to IRA at anytime, it is only my 401K plan administrator. Is this correct? Thank you.