Form 8606 on catch up IRA

Plan: open a TIRA. Fund TIRA with 6,500 prior to April 15, 2019 as “catch up” from 2018. Separately, fund TIRA with 7,000 for 2019. Total 13,500. Then convert 13,500 to Roth IRA. Question: is form 8606 required to be filed for tax year 2018’s 6,500 (this April, 2019)? Or should form 8606 be filed next year for both amounts (13,500)? Thanks.



A nondeductible traditional IRA contribution made for 2018, whether made in 2018 or 2019, must be included on line 1 of your 2018 Form 8606.  Line 14 of your 2018 Form 8606 will transfer to line 2 of your 2019 Form 8606 to be combined with the amount on line 1 of your 2019 Form 8606 for any nondeductible traditional IRA contribution made for 2019.



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