Any Other ways stretching IRA or Roth IRA for the non-spouse beneficieris
With the current laws limiting to 10 years or five (5) years to stretch an IRA or Roth IRA, are there any other tools available to stretch them? (Personally managed IRA or Roth)
Pls let us know other possibilities for stretching IRA or Roth IRA
Murty
Permalink Submitted by Alan - IRA critic on Wed, 2019-09-18 03:02
Current law is the same as it has been for years, allowing a non spouse designated beneficiary to stretch RMDs over their life expectancy. There is proposed legislation to restrict this stretch in certain cases, but so far nothing has changed. Now, if the most common version of these proposals were to pass, there would not be a way to get around the restricted distribution period..