Traditional IRA Tax Question

Just to make it clear to me (a non-CPA), I want to ask a hypothetical question: In 2019, A retired 65 year old takes a traditional IRA distribution (his only taxable income) that, after taking the standard deduction, sets his taxable income at $78,950 (the top end of the 12% bracket), he will owe tax of $1,940 (lets also say he lives in Florida, so no state tax). If that same person also had a $10,000 LT capital gain, is the capital gain taxed at 15%, or does the capital gain get taxed at 0%, but his $10k of his income gets pushed up into the 22% bracket?

Thank you



Cap gains are stacked on top of other income, so the cap gains will be taxed at 15% and ordinary income will stay in the 12% bracket.



Actually, the federal 2019  tax on $78,950 for a MFJ taxpayer is $9,086.  



Yes. My mistake. 



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