Please tell me if this is true as TDAmeritrade now tells me:
I have 2 inherited IRA account from the same decedent. One at TDAmeritrade and one at Fidelity. In Jan of 2020 I took the entire RMD(adding the 12/31/2019 balances from both accounts) from the TDAmeritrade account, nothing from the Fidelity account.
Now TDAmeritrade is telling me I can only redeposit the calculated RMD using the balances at TDAmeritrade which is about 50% of the amount I took out, even though I calculated the RMD using both accounts and just took it from one account.
I read about this RMD stuff on this board and saw nothing about this situation. I thought that to figure the RMD you add up all the inherited account balances for the same decedent, and then could take it from any of the inherited accounts.