Have a high net worth client; however, most of his wealth is in non-retirement investment portfolio.
Has a Trad. IRA worth $190k. Also has an old employer 401k Plan worth roughly $100k.
Will be rolling over the old 401k Plan (both to consolidate; provide additional investment flexibility as well as ensure just 1 RMD when he turns 72 in another year); however, is there any reason why this can't go into the $180k Trad. IRA given their respective values? Would prefer not having to set up another account (Rollover Trad. IRA) if this isn't necessary based on the values.