Permalink Submitted by Alan - IRA critic on Mon, 2021-10-18 04:08
Figure the taxes for various smaller RMD amounts. When you get to the amount of tax you want make a QCD for the difference between the smaller RMD amount and the full RMD. The math is somewhat more complex if you happen to have basis in your IRA from non deductible contributions reported on Form 8606.
Permalink Submitted by Alan - IRA critic on Mon, 2021-10-18 04:08
Figure the taxes for various smaller RMD amounts. When you get to the amount of tax you want make a QCD for the difference between the smaller RMD amount and the full RMD. The math is somewhat more complex if you happen to have basis in your IRA from non deductible contributions reported on Form 8606.