RMD Requirements for Twice Inherited IRA

Hello. I am seeking some help determining RMD Requirements for a Twice Inherited IRA.
My Father had an IRA. He died at age 76 on 4/02/2015
My Mother then inherited this IRA. She died at age 83 on 1/11/2020. RMDs were made by her
Myself age 56 at the time & two other brothers then inherited this IRA in 3 equal amounts.
We just got a letter from the IRA Provider saying RMD maybe required. But it gave no other info except to seek tax advisor advice.
Can any one help?
Thank You



When a beneficiary (mother) passes after 2019, the Secure Act states that the 10 year rule will apply. There are no annual RMDs required in any year until year 10 (2030) when the IRAs must be drained, so no RMD due for 2021. This applies to all 3 beneficiaries. Note that since all RMDs were waived for 2020, there is no year of death RMD.



Thank You.  



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