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403b

Do Spouses Have Any Rights to Retirement Plan Accounts?

One important way that IRAs differ from company retirement plans is with respect to spousal financial rights. Most married IRA owners do not need spousal consent before designating a beneficiary other than the spouse. By contrast, most married plan participants do need to get their spouse to agree to a non-spouse beneficiary. And married participants in some types of plans also need spousal consent before taking a lump sum distribution from the plan.

RMDs and Employer Plan Contributions: Today's Slott Report Mailbag

I am interested in your interpretation of the RMD (required minimum distribution) rules using the following facts: Original IRA owner’s DOB is 1/21/29 Original IRA owner’s date of death is 12/29/21

401(k), 403(b), 457(b): Does it Really Matter?

There are three types of company savings plans: 401(k) plans if you work for a for-profit company; 403(b) plans if you work for a tax-exempt employer, a public school or a church; and 457(b) plans if you work for a state or local government.

Don’t Make the Same Mistakes These Advisors Made: This Week’s Q&A

This week's Slott Report Mailbag looks into SEP-IRAs, 403(b)s and inherited IRAs.

Quiz Yourself with These IRA Questions!

After you’ve answered the questions below, scroll down to see the answers and see how well you know your stuff!

Don't Lose Out on Claiming a Loss: This Week's Q&A

This week's Slott Report Mailbag looks into claiming a loss in a traditional IRA, and 403(b) transfers.

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