The Slott Report | Ed Slott and Company, LLC

The Slott Report

Inherited IRAs and the 10% Penalty, Roth Conversion Tax Highlight Mailbag

Ed Slott Mailbag Questions
This week's Slott Report Mailbag includes questions on the 10% penalty, using a portion of transferred funds to pay the tax on a Roth conversion and a controversial topic (see question #3 for that). Click to read a Q&A with our IRA Technical Consultant.

Divorced? Update Your Retirement Plan Beneficiaries

We've all heard that half the marriages in the United States end in divorce. An accurate rate of divorce is difficult to get because those statistics are gathered by different groups and are not comprehensive. Regardless, divorce is certainly common. Individuals who have retirement plans almost always will name a beneficiary to receive the funds upon death.

WSJ: Social Security Answers and Advisor Concerns

The Wall Street Journal spent a good amount of real estate over the weekend on the Social Security topic, so we felt it only appropriate to share that information with you this Monday morning.

Health Care Taxes, NUA, Inherited IRAs and RMDs Highlight Mailbag

Ed Slott Answers on Retirement Planning and IRAs
The Slott Report Mailbag was full of questions that will keep us busy through the summer! This week we answered a pressing question on taxes relating to President Obama's Health Care Law, Net Unrealized Appreciation (NUA) strategies, inherited IRAs and required minimum distributions.

IRAtv: 2013 Tax and Revenue Raising Provisions

Ed Slott and Company IRA Technical Consultant Jeffrey Levine details three main 2013 tax and revenue raising provisions to keep your eye on and plan for as summer flies by (we are nearly three-fourths of the way through the calendar year!) One of those provisions is a surtax on net investment income brought on by President Obama's health care law.

FREE Money: Matching Contributions in Employer Retirement Plans

Employer retirement plans such as 401(k)s and SIMPLE IRA plans offer a matching contribution to employees who choose to contribute. These plans provide that your employer will match some portion of the amount you contribute to your retirement account.

Ed Slott, National IRA Expert, To Be Featured on National Retirement Website

Ed Slott, named “The Best Source for IRA Advice” by The Wall Street Journal, is now a featured blogger for the national website, and its popular blog ( Based in Ashland, Oregon and launched earlier this year, the fast-growing website and blog were created to serve the needs of 79 million baby-boomers exploring ways to live a successful retirement.

IRAs are Not Transferable During Your Lifetime

Can you put your IRA into your trust? NO Can you transfer it to your spouse? NO. We explain why below.

Inherited IRAs and Required Minimum Distributions Highlight Mailbag

This week's Slott Report Mailbag delves into inherited IRA questions as well as a common situation involving required minimum distributions at age 70 ½. Click to read a Q&A with our IRA Technical Consultants.

July 4th: Your Independence From Taxes

Ed Slott, America's IRA Expert, talks about halftime in 2012 and the upcoming July 4th holiday as a backdrop for moving more of your money from FOREVER taxed to NEVER taxed while tax rates are at historic lows. Ed provides some key 2012 retirement planning strategies, including Roth IRAs and Roth 401(k)s

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