Skip to main content
Ed Slott and Company, LLC
2-Day IRA Workshop
Elite IRA Advisor Group
Corporate and Consumer Training
IRA Leadership Program
Professional Speaking Events
Ask Ed to Speak
Recommend That Your Advisor Train With Us
Elite IRA Advisor Group
Find An Advisor
Elite IRA Advisor Group For Consumers
Elite and Master Elite IRA Advisor Workshop
Ed Slott's 2-Day IRA Workshop
Online Advertising Options
Find an Advisor
IRA and Tax Tables
In The News
About Ed Slott
IRA Technical Experts
Marketing and Communications
Savvy IRA Planning
You are here
The Slott Report
The Slott Report
Obstacles with IRA Contributions and RMDs: This weeks Q&A
Thursday, February 16, 2017
This week's Slott Report Mailbag looks into spousal contributions, IRAs, the IRS guidelines, and RMDs.
Conquer Your Fear of Tax Season
Wednesday, February 15, 2017
One of the most common questions asked during tax season is, “Do I have to file a tax return?” The answer, of course, is a bit complicated, but in general, if your income is equal to or greater than the sum of the standard deduction plus your personal exemption, you must file a return. The standard deduction is higher for those 65 or older, so age makes a difference in some cases.
An IRA Beneficiary Quiz. Can You Pass this Exam?
Monday, February 13, 2017
Most people think it is easy to leave an IRA to their heirs. But is it? The following is a quick quiz. How many of these beneficiary questions can you get correct? The answers are at the end of the quiz.
You Missed a RMD! Now What? This weeks Q&A
Thursday, February 09, 2017
This week's Slott Report Mailbag looks into missed RMDs, IRA transfers, and Testamentary Trusts.
Sometimes the Score at Halftime DOES Matter
Wednesday, February 08, 2017
On Sunday night we were treated to the first ever overtime in Superbowl history. It was a great game (with a lousy outcome – sorry, not a Pats fan). Of course, what most people will remember is that the Patriots finished off what may be the greatest comeback in sports history (that hurts to say), and that it was only the score at the end of the game that mattered. That may be true for the Superbowl, but it’s not always the case. As it turns out, sometimes the score at halftime does matter.
5 Things Every Roth IRA Owner Should Know Before Taking a Distribution
Monday, February 06, 2017
Are you one of the growing number of savers who has a Roth IRA? If so, there will come a time when you will want to take funds from your account. Here are 5 things that every Roth IRA owner should know before taking a distribution.
Did you Inherit an IRA? Don't Inherit a Mess. This weeks Q&A Mailbag.
Thursday, February 02, 2017
This week's Slott Report Mailbag looks into inherited IRAs, beneficiaries, and backdoor Roth IRA strategies.
What Happens When Beneficiaries do Not Split the Inherited IRA?
Wednesday, February 01, 2017
Generally, the goal when naming IRA beneficiaries is that they will stretch out their distributions on the inherited IRA for as long as possible. The tax code and regulations currently support this goal by stating that the stretch option is the default option. But, of course, there are certain rules that must be followed. The IRA agreement must allow for a stretch option. As unbelievable as it may seem, there are still IRA custodians that do not offer a stretch option to beneficiaries.
Why You May Reconsider Naming Your Trust as Your IRA Beneficiary
Monday, January 30, 2017
IRAs have been around for decades. You may have had your IRA for years. Maybe many years ago, when you established your IRA, you named a trust as the beneficiary and haven’t thought a lot about it since. You likely spent both time and money drafting the trust and were careful to name the trust on your IRA beneficiary form. Here are some reasons why it might be worth it to reconsider that decision.
Imperative Q&A's involving Transfers, Rollovers, and Beneficiaries
Thursday, January 26, 2017
This week's Slott Report Mailbag looks into indirect and direct transfers, 60-day rollovers, trusts as a beneficiary, and 403(b)'s.
Click here to read The Slott Report’s usage and copyright guidelines.
Username or e-mail
I need help logging in
No Account Yet?
Create one here and receive free IRA updates
Receive Articles Straight to Your Email
About The Slott Report
Become a Guest Contributor
Tweets by @theslottreport