RMDs | Ed Slott and Company, LLC

RMDs

QCDs and RMDs: Today’s Q&A Mailbag

This week's Slott Report Mailbag answers readers' questions about QCDs and RMDs.

Conversions, Missed RMDs, Inherited IRAs: Today’s Q&A Mailbag

This week's Slott Report Mailbag answers readers' questions about conversions, missed RMDs, and inherited IRAs.

This Week's Q&A Mailbag: Excess IRA Contributions and RMDs for Inherited IRAs

This week's Q&A Mailbag answers reader questions on excess IRA contributions and RMDs for inherited IRAs.

This Week's Q&A Mailbag: SEP contributions, RMDs, and Inherited IRAs

This week's Q&A Mailbag answers reader questions on SEP contributions, RMDs, and Inherited IRAs.

Still-Working Exception and Indirect Transfers: Today’s Q&A Mailbag

This week's Slott Report Mailbag answers readers' questions about the still-working exception and indirect transfers.

Converting After-Tax Contributions and Aggregating RMDs: Today’s Q&A Mailbag

This week's Slott Report Mailbag answers readers' questions about avoiding converting after-tax contributions to a Roth IRA and aggregating RMDs.

This Week's Q&A Mailbag: Two RMD Questions

This week's Q&A mailbag answers two reader questions about RMDs.

Keeping it SIMPLE and RMDs: Today’s Q&A Mailbag

This week's Slott Report Mailbag answers readers' questions about profit sharing plans and RMDS and SIMPLE IRAs.

QCDs and Roth Conversions: Today’s Q&A Mailbag

This week's Slott Report Mailbag answers readers' questions about QCDs and basis from a Roth conversion.

RMDs When You are No Longer “Still Working”

Required minimum distributions (RMDs) are fact of life for most retirement account owners once they reach age 70 ½. However, if you fit the definition of “still-working” you catch break and can delay your RMDs. What happens when you finally decide to throw in the towel and begin your well-earned retirement? Well, RMDs must start and that’s when things can get a little complicated. You will want to proceed with caution because a missed RMD is a costly mistake. There is a 50% penalty on an RMD that is not taken. That is not the way you want to start your golden years!

Content Citation Guidelines

Below is the required verbiage that must be added to any re-branded piece from Ed Slott and Company, LLC or IRA Help, LLC. The verbiage must be used any time you take text from a piece and put it onto your own letterhead, within your newsletter, on your website, etc. Verbiage varies based on where you’re taking the content from.

Please be advised that prior to distributing re-branded content, you must send a proof to matt@irahelp.com for approval.

For white papers/other outflow pieces:
Copyright © [year of publication], [Ed Slott and Company, LLC or IRA Help, LLC - depending on what it says on the original piece] Reprinted with permission [Ed Slott and Company, LLC or IRA Help, LLC - depending on what it says on the original piece] takes no responsibility for the current accuracy of this information.

For charts:
Copyright © [year of publication], Ed Slott and Company, LLC Reprinted with permission Ed Slott and Company, LLC takes no responsibility for the current accuracy of this information.

For Slott Report articles:
Copyright © [year of article], Ed Slott and Company, LLC Reprinted from The Slott Report, [insert date of article], with permission. [Insert article URL] Ed Slott and Company, LLC takes no responsibility for the current accuracy of this article.

Please contact Matt Smith at matt@irahelp.com or (516) 536-8282 with any questions.

 

Find members of Ed Slott's Elite IRA Advisor GroupSM in your area.
We neither keep nor share your information entered on this form.
 

I agree to the terms and services:

You may review the terms and conditions here.